Loans calculations made easy.

 

 

We live once and we die once so do we build a house once. Build your dream house is not at all an easy task these days. We need huge planning and support to build a house because a house is not built everyday and thus every aspect should be perfect to perfection before we start building our house.

I have been through this recently and so I know it in and out what are the does and don't 's of building a house. The main ingredient to building a house sucefully is the proper planning of your resources specially your financial resources because each and everything completely depends on it. When I started my planning I felt stuck many a times at many places. Managing my finances properly was the most difficult challenge I was facing. I was getting a loan financed for my house but yet things seemed so far for me until I

 

came across an online website which has calculator which allows you to calculate everything in one button press. Like if you want to estimate your monthly payment against the loan you are willing to take , it calculates everything in just a click.

 

The calculator is easy to use, there are different sections that you need to fill in with your data. In my case I had opted for a home loan so all I did was fill in the total amount I was opting for, deposit that I had made against the amount, mortgage amount, interest that you have taken the loan against and finally the term or period for which you have opted the loan for. The second you click the calculate key it does all the calculations in a snap. Although the currency offered by the website is in UK Pound but it still works for any country pretty well. Convert your amount into

 

Pound according to the current rate and rest is easy and at the end re convert the currency to your own country.

 

So I had a loan sanctioned for 30 Lakhs at an interest rate of 3.20 % for a time period of 10 years. So firstly I converted 30 lakhs to Pound which came across 30121.96 £ I paid a deposite of 10 Lakhs which was around 10040.65 £. So I filled the calculator with the my data as shown above in the image and clicked on

 

calculate and everything was done in a second.

This was a great help for me it made my calculations very easy and I was able to think and plan the loan that I was getting, it gave me a perfect picture of what I was paying against the loan and whether it was in my budget or not. The calculator is free to use at http://MortgageCalculator.uk . It has many other calculator at your fingertips to calculate different aspects that you need.  So find the calculator you need and it will serve you well.

 

Also to save you guys from hassle a small piece of information which I would like to share is that if you are thinking of applying for a loan be it for anything be sure to check your credit score before applying the loan. There are websites like Credit Karma which helps you find your credit score or civil score for free just by entering the Pan Card number.

So next time if you are building a house, renovating one or planning to buy a second house do visit http://MortgageCalculator.uk for your calculations. It really served me well hope it does same for you.

Sculptshe shapewears and waist trainer vest.

 Hello friends 

Hope you all are doing awesome in this new year , and enjoying it with your near and dear ones , the first month of tis year passed so quickly this time that i even didn't realized it till now. 

Its February , the month of Love and i know we all are going to celebrate it with the ones we love be it our friend, or family or someone special. its the time of the year when we get an amazing chance to wear our special special dresses and look beautiful and feel good. We have some areas in our bodies which we feel insecure about , but shape wears can help us and remove our insecurities. So to feel confident from inside too we can use various types of best body shaper for ourselves. 
Check out few of them below which i like, and are currently in my wishlist -

The very first one is Sculptsche full body suit , its a full body minimizing support to make you feel confident , easy to put on and off , and made of high elastic at the chest .

The second one is Sculptshe high waisted zipper butt lifting shorts, it gives you extra firm control on your waist , it helps in controlling your tummy , best as it helps to shape hips and thighs .

They have got some cool and useful collections for waist trainer vest also , as a high defined waist is what we all die to have , so these can help us to get that desired body of ours. have a look below which i am eyeing to buy - 

Its Sculptshe latex waist trainer sport vest with three belts , its specially made for working out , the best thing about this is that it can relieve back pain and protect the back of the spine which definitely is something i am looking for . 

I hope my picks and their classifications helps you in your search for shape wears or waist trainers , and you find the perfect one for you . Do give them a try if you want to look and feel confident about your body, they do work, even i am also using them and i love the way it works for my body.

Lastly Stay Safe friends and please please MASK ON always whenever you are out of your home.

Review : mCaffeine Shampoo & scalp scrub

Hello friends 

How are you all ? Everyone is getting ready for Christmas,  yes only 10 more days to go now. So what are your plans , how are you going to celebrate this year ? Do let me know.  I think in between all the preparations don't forget to pamper yourself and your hairs too. So let's see a way to pamper our hair also this Christmas nicely. 

Few days back I received few products from mCaffeine.com , and I am excited to share my views for them with you all 😊 

So the very first product is mCaffeine Naked & Raw Coffee Shampoo .

This shampoo is enriched with coffee extracts , protein , argan oil and caffeine  and free from harmful sulphates and silicon.

Price : 499 for 250 ml

How to use : Very easy to use , just take a little amount in your palm and apply directly to your wet hair and scalp, massage until the leather forms and then rinse off. 

My experience : Till date i have used it 4 times , and i can see there is a lil bit of changes , it gave smoothness and shine to my hair. And i am happy with it , my hair fall is little less now. everything takes time so i guess i am going to continue to use it. Coffee has many benefits , and it promotes hair growth too.

Rating : 3.5 / 5 

second product is mCaffeine Naked And Raw Coffee Scalp Scrub.
Its enriched with coffee powder , caffeine , natural AHA , rosemary and 

Price : 599 for 250gm

My Experience : This is the first time i have tried a coffee scalp scrub , but let me tell you i liked it and the result was also amazing, as its winters so my dandruff is giving me hard time but this scrub really worked for my dandruff's upto 60 % , and i think if i continue using it then it will surely go to 90%. So you should give it a try guys.

How to use : first wet your hair , then apply it to your scalp like your apply oil and massage it for few minutes . now wash it with water and then shampoo your hair.

Rating : 4/5

look at its texture
loved it

Last one is mcaffeine Natural Loofah
Its made with all natural plant fiber.  Its gentle on skin , removes dead skin and deeply cleanses the skin.

Price : Rs 199

My experience : i loved using it , as i need something with my shower gel or soap to rub my skin , so this worked perfectly for me.

Suitable for all skin types.

Let me know if you have tried these product yet and what was your experience :)

for any queries feel free to mail me here: preranakedia@gmail.com

hugs and kisses

~ Prerana ~

Lets play Solitaire :)

 I had been very keen about learning various types of card games since my childhood. A deck of cards has always amazed me. Card games were the backbone of our fun during holidays, family vacation and family gathering. We would form a big circle and play cards whole night. All sweets, snacks and drinks were served right there to us. Those were some golden old days, today life has become so hectic that a large family gathering is near to impossible, someone or other always left out because of work, family or studies.

My life may be so busy but my love for card games has not been changed a bit. My favorite card came has been solitaire. I have played so many solitaire games and never ever have I felt bored about it. I hold the record of least moves solitaire win on my Windows laptop too. Talking about card games I love playing and trying different platform for card games. I try different applications and web sites for the game and it keeps me busy in my free time. I have also had good time and opportunity to try out new type of card games during the Covid lock down. i tried various types of card games in the last year.

I stumbled of this website solitaire.org a couple of months ago. There are so many card games available here on the website. It is pure love for card game lovers. I have come across so many new interesting games here and have learned to play a few although solitaire remains my favorite. The best thing I liked here is that they don't show you useless and stupid advertisements at all. It's so good to have an adware free website where one can play different categories of card games for free.

They have a huge list of card games http://solitaire.org/solitaire-games/ too. I personally haven't tried all of them but will definitely try them.

My favorite card game solitaire is also available in couple of variants. The first one that I liked the most was  Solitaire pro. It's the solitaire game with a new twist.

The next game that I played and liked was Freecell Solitaire which was also an interesting game to play. 

I have played so many games here and have absolutely loved them. Solitaire.org also has other games that one can try if one doesn't finds card games interesting like Logic Puzzle Games, Word Games, Mahjong Games, Hidden Object Games and Match 3 Games. If you are an online game lover and want to play something new and interesting when you are free do visit their website. It's well organised and free to play.